Transferring 120,000 CHF is a significant financial event - likely a property deposit, education payment, or investment move. At this level, you should never execute without speaking to a human first.
Your dealing desk will discuss timing, forward contracts (locking today's rate for future payment), and staged transfers if appropriate. At this transfer size, specialist providers typically offer rates 0.15% or more below what's available online.
Transferring CHF to AUD - for property, business, or personal payments. Get a free quote today.
Rates and information last updated:
Transfers between CHF 65,000 and CHF 190,000 typically involve Australian property purchases, significant investment transactions, or substantial emigration funding from Switzerland. At this level, working with a dedicated relationship manager provides coordinated handling of compliance requirements across Swiss and Australian regulatory frameworks. Forward contracts become essential tools given CHF's safe-haven volatility, which can amplify during exactly the periods when you least want currency uncertainty affecting your property budget. On a CHF 150,000 transfer, a 6% adverse rate swing represents CHF 9,000 in lost purchasing power. Your relationship manager handles documentation required by Swiss and Australian AUSTRAC authorities.
| Method | Typical Speed | Note |
|---|---|---|
| Relationship manager transfer | 1-2 business days | Compliance pre-cleared for reliable settlement |
| Priority transfer | 1-2 business days | Available before cut-off for time-critical property completions |
| Forward contract | Rate locked now, settles on future date | Deposit required, essential given CHF safe-haven volatility |
Typical timing (not guaranteed). Actual delivery times may vary based on banking hours, holidays, and compliance checks.
The following are general considerations - your situation may differ.
For transfers of 120,000 CHF, comparing exchange rates is essential as rate differences can significantly impact how much AUD you receive. CurrencyTransfer connects you with FCA-regulated specialists who can help you secure competitive rates, often better than high-street banks.
Yes. CurrencyTransfer coordinates transfers through FCA-regulated payment partners. Your funds are held in segregated client accounts throughout the transfer process. We've facilitated over £5 billion in transfers since 2014, with dedicated relationship managers for high-value transfers.
No hidden fees. You'll see all fees and the exact exchange rate upfront before you confirm your transfer. Once you book, that rate is locked in, so there'll be no surprises later.
If your transfer relates to a property purchase or has a future deadline, forward contracts let you lock today's rate for settlement weeks or months ahead. This protects your budget against rate movements. Deposits typically run 5-10% of the contract value.
Large transfers require source of funds documentation and identity verification. Typically you'll need: proof of identity (passport), proof of address, and evidence of the funds' origin (bank statements, sale contracts, employment letters). Your relationship manager will specify exact requirements.
For transfers at the 120,000 CHF level, you'll be assigned a named relationship manager who handles your transfer personally. They secure preferential rates, coordinate compliance, and ensure settlement aligns with your timeline.
CurrencyTransfer makes it easier, faster, and cheaper to transfer money across borders. Get started with a free account today.
Send CHF to AUD
International transfers may require identity verification and source of funds documentation. Reporting requirements vary by jurisdiction and transfer amount. For specific regulatory obligations, check with relevant authorities in your country. CurrencyTransfer connects you with FCA-regulated partners who maintain compliance with applicable anti-money laundering regulations.
