Individuals and businesses are sending money from AUD to EUR with CurrencyTransfer. Our platform will provide you access to multiple exchange rates to get you the best quotes within the CurrencyTransfer Network.
With CurrencyTransfer, converting AUD to Euro is simple.
From small to large transfers of Australian Dollar to Euro, CurrencyTransfer connects you with FCA-regulated specialists who can help you secure competitive exchange rates - often better than high-street banks.
Our team of relationship managers will evaluate your international money transfer needs and match you with the best pre-approved and FCA-regulated currency supplier for transferring and exchanging Australian Dollar to Euro.
For Australians buying European property, retirement relocations, or supporting family in Europe. Get a free quote today.
Rates and information last updated:
The right approach depends on how much you're sending:
Under A$10,000 - specialist providers compete aggressively on price at this level. Our platform shows total cost including exchange rate margins, so you see exactly what your recipient gets.
A$200,000+ - call a dealing desk. At this level, forward contracts, staged transfers, and dedicated relationship managers make a real difference. See our guide for A$200,000 AUD transfers →
About AUD to EUR Transfers
Currency status: Neither AUD nor EUR maintains any peg arrangement, with both floating based on market supply and demand. The Reserve Bank of Australia and European Central Bank conduct independent monetary policy, though both respond to global economic cycles. AUD tracks commodity prices while EUR reflects Eurozone manufacturing and services data, creating distinct movement patterns.
Typical volatility: Medium-high volatility characterises AUD/EUR, with potential for larger moves when commodity prices diverge from European industrial demand. Over a typical 60-90 day European property transaction timeline, rate movements of 5-9% have occurred historically. On A$75,000, a 6% adverse movement represents A$4,500 in lost value, making forward contracts relevant for transactions with fixed deadlines.
Timing: Transfers initiated during Australian banking hours benefit from European settlement processing the following business day. The 9-11 hour time zone gap means morning transfers from Sydney process during European evening and settle next European business day. For European property settlements with fixed dates, factor in this effective day delay when planning final payments.
Typical timing (not guaranteed). Actual delivery times may vary based on banking hours, holidays, and compliance checks.
Common Reasons to Transfer AUD to EUR
Deposit payments for Spanish Costa del Sol or Portuguese Algarve investment properties
Full academic year tuition and living expenses for children studying in France or Germany
Settlement funding for expatriate relocation under EU Blue Card or national visa schemes
Investment funding for European business ventures or startup equity stakes
Tips for AUD to EUR Transfers
The following are general considerations - your situation may differ.
Fees: request flat fees rather than accepting percentage-based charges at this transfer size. A 0.5% fee on A$70,000 costs A$350, compared to flat fees of A$25-50 from competitive currency specialists. Building a relationship with a single provider often unlocks preferential pricing. Many providers waive fees entirely for transfers above A$50,000.
Exchange rate: Contact the dealing desk directly rather than accepting automated online rates. Dealers maintain margin flexibility for medium-sized transfers and typically improve rates by 0.15-0.35% when asked, representing A$105-245 additional value on A$70,000. Regular transferring customers often receive preferred rates without needing to secure each time.
Timing: Track RBA and ECB meeting schedules. Commodity price movements via iron ore benchmarks affect AUD, while European inflation data moves EUR. Consider executing transfers either before major announcements to avoid uncertainty, or waiting several hours afterward for markets to stabilise. Forward contracts eliminate timing risk entirely for planned future payments.
Transfer times for AUD to EUR typically range from 1-2 business days, depending on the provider and payment method. Priority SWIFT transfers can arrive same-day if submitted before 14:00 GMT. Typical timing (not guaranteed). Actual delivery depends on provider, verification requirements, and banking hours in both countries.
For AUD to EUR transfers, comparing exchange rates is essential as rate differences can significantly impact how much EUR you receive. CurrencyTransfer connects you with FCA-regulated specialists who can help you secure competitive rates, often better than high-street banks, especially for larger transfers.
Yes. CurrencyTransfer coordinates transfers through FCA-regulated payment partners. Your funds are held in segregated client accounts throughout the transfer process. We've facilitated over £5 billion in transfers since 2014, with dedicated relationship managers for high-value transfers.
No hidden fees. You'll see all fees and the exact exchange rate upfront before you confirm your transfer. Once you book, that rate is locked in, so there'll be no surprises later.
International transfers may require identity verification and source of funds documentation. Reporting requirements vary by jurisdiction and transfer amount. For specific regulatory obligations, check with relevant authorities in your country. CurrencyTransfer connects you with FCA-regulated partners who maintain compliance with applicable anti-money laundering regulations.
