January 2026 Monthly
Currency Report for SME’s

Energy, Experience, Expertise. Download Your Corporate Foreign Currency Exchange Report

Download Your Free Currency Report - January 2026

Fill in your details below to receive your digital copy:

Protect Your Business with Monthly Currency Reports

Our free monthly currency exchange report aims to provide deep insights into the political and economic events worldwide that can cause currencies to change and how this can affect your FX business. Read more about the impact of exchange rates on international commerce.

Download our free monthly currency report and to keep up to date with key events throughout the month. The free currency reports analyse historical charts and provide the basis for discussion with stakeholders across your foreign exchange business. The monthly currency report provides a useful resource and meaningful insights for currency risk management policies.

For more helpful information for small and medium enterprises, check out our guide to trade finance for UK SMEs.

GBP – December in review

EV market Hit very hard

  • Hospitality and services sectors react to tax rises
  • EV Sales collapse following the Budget
  • Inflation is likely to continue to fall
  • A split in the MPC will continue

GBP – January what to watch

Public finances vulnerable

  • The economy faces another challenging year
  • Will there be a return to the customs union?
  • When will the MPC thaw?
  • Sterling may retain its strength versus the dollar

USD – December in review

Trump threatens Powell… again

  • K-Shaped economy expected to last
  • Have tariffs backfired?
  • Rates are at their lowest level for three years
  • The dollar suffers as the Fed cuts rates

USD – January what to watch

A new Fed Chairman?

  • Will Trump pull another tariff-sized rabbit out of the bag?
  • No decision on rate yet
  • All change and no change at the Fed
  • The dollar is unlikely to fade further

EUR – December in review

Rate cuts are at an end

  • The next move will be a hike
  • Is Germany’s “time” at an end?
  • Lagarde reacts to “external” risks
  • The euro has benefited from hawkish chatter

EUR – January what to watch

The next move will be a hike

  • Inflation will remain close to 2% during in 2026
  • Bulgaria set to join the Eurozone, but fears and division
  • When will the expected hike happen?
  • The euro should be “set fair” in the short term

Don’t take our word for it.
see what others are saying

The best I've found

I just completed my first transaction (GBP to USD) with CurrencyTransfer and I will certainly be coming back whenever I have a currency need. Account setup was smooth — even with all the regulatory hoops. They were efficient, responsive, flexible, and the web-based trading interface gave me an excellent rate, close to spot. Once I'd settled the trade, the funds we're transferred to the destination bank almost immediately. What more could you want?

Daniel R

United States

Highly customised support

Used Currencytransfer.com in connection with a house purchase in France. Involved a mixture of forward and spot transactions, and several adjustments to take into account changing deadlines. The team there provided a highly personalised service, pulling out all the stops to ensure the funds arrived on time after delays elsewhere. Would highly recommend for complex, high value transactions, and am planning to use them regularly from now on to top up my French bank account.

Alex

United Kingdom

Excellent Service

I have made two transfers so far and all has gone smoothly. Good exchange rates when compared to other exchange sites, and notifications at every step to keep you informed. Queries, if you have them, are answered promptly via personal email. So far excellent service.

Peter K

Spain